30+ audit-able calculators. One private dashboard. Everything cited.
The Learn FERS platform is built for federal employees who want to actually understand their retirement, not just see a chart. Every calculator shows the formula. Every formula cites the statute. Every result you generate can be saved into your private My Plan dashboard.
Four core pieces that work together.
The full Retirement Calculator
FERS and CSRS annuity, TSP projection, Social Security PIA, COLA scenarios, and side-by-side income outlooks.
30+ mini tools
Bite-sized calculators for the specific decisions you make along the way. Each one shows the math and the statute behind it.
My Plan dashboard
Save tool results into one private workspace. See how complete your plan is across the seven FERS planning areas on a plan strength map.
Sources and update log
17 federal laws, regulations, and IRS notices tracked. Every formula links to its citation, every update is dated.
30 mini tools, grouped by what you are actually deciding.
Each tool is a focused calculator that answers one specific question. Each one is statute-anchored. Each one saves to your plan in one click and links back to the lesson that explains the underlying concept.
FERS planning
5 tools
- MRA Lookup
- Basic Annuity
- Sick-Leave Converter
- Early-Retirement Penalty
- FERS Supplement
Social Security
3 tools
- Claiming-Age Tradeoff
- WEP / GPO (historical)
- Earnings-Test
TSP
6 tools
- Rule of 72
- Agency Match
- Catch-Up
- L-Fund Selector
- Loan vs. Withdrawal
- TSP Annuity Decider
CSRS
2 tools
- Tiered-Formula Calculator
- Voluntary Contribution Program
Benefits and insurance
5 tools
- FEHB / Medicare
- FSA Savings
- FEGLI Cost-Curve
- FLTCIP Benefit
- Annual-Leave Payout
Transition planning
4 tools
- Retirement Date Selector
- Budget Builder
- Severance / VSIP
- Vision Builder
Financial strategy
5 tools
- Debt Tracker
- Mortgage Payoff
- Capital Gains
- IRA Decider
- Income/Expense
No black boxes. Click any result and see the math.
Most retirement-projection tools hide the algorithm behind a vague disclaimer. We show the formula, cite the statute, and break the computation into auditable steps. If a number does not match your situation, you can see where the difference is.
The Logic Layer also verifies modelled assumptions: inflation, COLA, compounding, withdrawal sustainability, and life expectancy, all checked against multiple published methodologies. Our math is checkable, and we expect you to check it.
See the Logic LayerYour retirement, on one page. Yours.
Every tool result you save lands in My Plan: dates, numbers, scenarios, beneficiary notes, decisions in progress. The dashboard maps your saved work across the seven FERS planning areas on a plan strength map, so you can see which areas you have worked through and which still have gaps. Nothing is tied to a bank, an advisor, or an agency. It is your private workspace.
Snapshot the whole picture
FERS, Social Security, TSP, CSRS, benefits, transition, and strategy, all visible in one place.
Private by default
Your plan stays in your account. Not sold, not shared, not used to pitch you a product.
Always reachable
Open it any time, update it after a life event, and bring it to your CPA, lawyer, or live workshop.
The contextual AI assistant.
An assistant that reads your saved plan first, then answers your questions in the context of your actual numbers. Education only. Cites the rules. Included with Premium and Immersion.
See it before you commit.
Open the preview. Try a few tools. Browse the Sources page. No card, no sales call.